We know that obtaining a mortgage in another country can be daunting but we are here to help. We can search the market for the most competitive quotes and because we are not affiliated to any one provider we can do this on your behalf without bias.
Before beginning to look for a mortgage however it is prudent to be in possession of the facts so we are providing you with outline information below.
Likely Costs and Documentation
We recommend that you budget for an additional 10-12% of the purchase price to enable you to cover legal fees and taxes. For example on a purchase of say 150,000 euros you should set aside between 15,000 and 18,000 euros to cover all costs.It is likely that you will be asked to provide the following documentation:
- Bank statements for the last 3 months
- Salary statements for the last 3 months
- Your latest P60
- Your credit reports from Experian or Equifax
As in the U.K. there are many different packages available with differing interest rates and repayment periods. We can advise you whether you are likely to qualify for a mortgage to support the purchase of your property.happy to meet you in our office to assess the amount you are likely to be able to obtain. Just email us at firstname.lastname@example.org or call us on +44 (0) 7766550447.